Cardano enables cross-border payments by leveraging blockchain technology to facilitate fast, secure, and cost-effective transactions between individuals, businesses, and institutions across different countries and currencies. Through its decentralized and interoperable infrastructure, Cardano bypasses traditional banking intermediaries and foreign exchange markets, reducing friction, delays, and fees associated with cross-border transfers. Cardano's native token functionality, smart contracts, and decentralized finance (DeFi) ecosystem further enhance the efficiency, transparency, and accessibility of cross-border payments, unlocking new opportunities for global trade, remittances, and financial inclusion.